Life Insurance - Tips for choosing the right life insurance policy
Life insurance policies can be broadly classified into two types, term life insurance and permanent life insurance. Term life insurance policies are basically meant for younger people who live with their families. These policies offer cover to a person's requirement on a short -term basis. If any unfortunate accident was to happen during the term of the policy then the policy holder can make an insurance claim with a term life insurance policy. You name any leading life insurance company and they will offer such term life insurance policies. The range of a term life policy will vary. With a permanent life insurance policy the entire life of a policy holder is covered. Whole life insurance policies are of this type and require you to pay for a small period of time. This is till the total amount is fully paid-up.
You can find plenty of useful information on life insurance if you were to do a simple online search. You can even find free life insurance being offered by some insurance companies. You should not fall for such claims since there will be some hidden cost involved in such policies. Life insurance online sources can help you through the entire process of shopping for a suitable life insurance policy. You can find that there are many online life insurance companies which provide many types of plans. You can easily get their contact telephone numbers from their websites and get in touch with their customer service representative. They can give you a good idea about the insurance products on offer in their respective insurance companies.
You can also visit federal websites which deal and learn a great deal about the American life insurance regulations. You can also get to know about myriad terms ranging from co life insurance to what are the ways in which you can benefit from life insurance coverage by going through such websites. You can also come across life insurance leads on online life insurance sources. One person who can be of immense help to you while choosing a life insurance policy is your insurance agent. They are usually professionals who have passed a life insurance exam and are best placed to offer you advice on life insurance. They can give you advice on the premium that you will need to pay based on your life stage.
When you feel that you are ready to purchase a policy it is best that you shop around. Get in touch with as many life insurance companies as possible. From New Life insurance to national Life Insurance and New York Life Insurance, you will find that almost all the leading insurers have their own comprehensive websites. Locating them and getting in touch with their company representative is therefore not a difficult task. Talk to them and make a life insurance comparison. Get to know in detail about the prevalent life insurance rates. This will stand you in good stead in the long run.
It is advisable that you request for a minimum of three to four life insurance quotes in order to compare premiums and also settlements being offered by different life insurance companies. The first and foremost thing that you need to compare while dealing with many life insurance companies is the premium that you will have to pay. The premium should be preferably as low as possible. All these aspects will help you calculating the exact amount of insurance that you need. Then you can decide as to which product from among the various ones that are on offer suits your needs the best on your life stage. Based on these factors you can always calculate the premium and settle for a particular life insurance policy.
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Saturday, December 1, 2007
Car Insurance
Car Insurance - Things to consider while shopping for one
With so many insurance companies offering car insurance, very often making the right choice becomes a difficult choice. Whether you buy car insurance online or otherwise you are bound to face this problem. The only way to overcome this particular problem is to do a little bit research before shopping around for car insurance. For instance you can always go through online guides which can equip you with at least the basics of car insurance. You can get to know about the prevalent auto insurance rates too online. This apart you can also talk to insurance company representatives who can give you an insight on the current car insurance rates. The advent of the internet has meant that you can now scout for information on every related aspect of car insurance. Whether it is insurance car rates or the latest trends in the market you can find them all literally at the click of a button these days.
When researching auto insurances you should carefully consider some factors. One of the most important factors that you should consider is the quality of customer service. After all you want to be treated well when you buy car insurance. It is therefore always advisable to go in for the services of an insurance company with a large network. This will enable you to get in touch with in turn a large network of agencies, employees, offices and claim centers should you need help. This aspect of customer service should not be neglected for any reason whatsoever. For instance, just because you are choosing an insurance company that provides budget car insurance does not mean that it should offer you substandard customer service.
Car and insurance are things that go hand in hand. The law dictates that you cannot drive your car without insurance. It is for this reason that you should choose your insurance company with care. Make sure that you talk to several insurance company representatives or agents before you make your choice. This will help you in the process of car insurance comparison. You should always choose a particular insurance company based on its financial strength. Stability is one factor that you need to look into. Your choice should be an insurance company which has been there in business for a substantial period of time and will be there in the future too. This is why it is always stressed that when it comes to car insurance compare and compare more. Once you compare car insurance options from different companies you can then make the right choice.
All this comparison while you start out on your shopping process for car insurance will stand you in good stead for years to come. You can easily locate reputable insurance companies through a simple online search. Leading insurance companies such as Allstate insurance have their own online properties from where you can gather information about them
You can also talk to your state insurance department and get to know more in detail about a particular insurance company. They can give you a lot of valuable information on a particular insurance company's service and claims record. This information will be of immense help before you buy car insurance from a particular insurance company. You should also make sure that you get the coverage that best suits your circumstances and at the right price for you. You can also get information from guides that your state department may publish on what insurers charge in your state. This way you can also stand a chance to find cheaper car insurance options that may be available to you. Always remember not to compromise on any other aspect even though some insurance company may be offering you the cheapest auto insurance for instance. Do a thorough analysis of all these aspects when you buy auto insurance. Doing a little bit of homework and taking an informed decision is the key to purchasing car insurance.
With so many insurance companies offering car insurance, very often making the right choice becomes a difficult choice. Whether you buy car insurance online or otherwise you are bound to face this problem. The only way to overcome this particular problem is to do a little bit research before shopping around for car insurance. For instance you can always go through online guides which can equip you with at least the basics of car insurance. You can get to know about the prevalent auto insurance rates too online. This apart you can also talk to insurance company representatives who can give you an insight on the current car insurance rates. The advent of the internet has meant that you can now scout for information on every related aspect of car insurance. Whether it is insurance car rates or the latest trends in the market you can find them all literally at the click of a button these days.
When researching auto insurances you should carefully consider some factors. One of the most important factors that you should consider is the quality of customer service. After all you want to be treated well when you buy car insurance. It is therefore always advisable to go in for the services of an insurance company with a large network. This will enable you to get in touch with in turn a large network of agencies, employees, offices and claim centers should you need help. This aspect of customer service should not be neglected for any reason whatsoever. For instance, just because you are choosing an insurance company that provides budget car insurance does not mean that it should offer you substandard customer service.
Car and insurance are things that go hand in hand. The law dictates that you cannot drive your car without insurance. It is for this reason that you should choose your insurance company with care. Make sure that you talk to several insurance company representatives or agents before you make your choice. This will help you in the process of car insurance comparison. You should always choose a particular insurance company based on its financial strength. Stability is one factor that you need to look into. Your choice should be an insurance company which has been there in business for a substantial period of time and will be there in the future too. This is why it is always stressed that when it comes to car insurance compare and compare more. Once you compare car insurance options from different companies you can then make the right choice.
All this comparison while you start out on your shopping process for car insurance will stand you in good stead for years to come. You can easily locate reputable insurance companies through a simple online search. Leading insurance companies such as Allstate insurance have their own online properties from where you can gather information about them
You can also talk to your state insurance department and get to know more in detail about a particular insurance company. They can give you a lot of valuable information on a particular insurance company's service and claims record. This information will be of immense help before you buy car insurance from a particular insurance company. You should also make sure that you get the coverage that best suits your circumstances and at the right price for you. You can also get information from guides that your state department may publish on what insurers charge in your state. This way you can also stand a chance to find cheaper car insurance options that may be available to you. Always remember not to compromise on any other aspect even though some insurance company may be offering you the cheapest auto insurance for instance. Do a thorough analysis of all these aspects when you buy auto insurance. Doing a little bit of homework and taking an informed decision is the key to purchasing car insurance.
Insurance
Insurance - All that you wanted to know about insurance
The general purpose of any insurance policy is to provide protection to the economic value of assets in case of any uncertain event. Whether it is life insurance or auto insurance the basic principle on which it works remains more or less the same. For instance, if you have taken a car insurance policy then it will safeguard you in the form of any damages that you can claim if your car were to meet with an unfortunate accident. Similarly a medical insurance policy can come in really handy helping the policy holder to meet out expensive medical treatment at some point in time, in case of any unfortunate illness. Since insurance protects you against financial ruins you should always choose your insurer and plan with utmost care. This is of vital importance since you never know when something like a health insurance policy will come to your rescue.
This being the case you should carefully consider several aspects before you decide on a insurance policy. The purpose of your taking an insurance policy will of course dictate your choice to a lot of extent. For instance the needs of someone going in for a home insurance will be different from that of someone who wants life insurance coverage and so on and so forth. Similarly a person who often travels abroad may be in need of travel insurance while a businessperson may need to avail business insurance. Whatever may be the case whether it is a house insurance policy or even dental insurance that you are looking at; you need to carefully analyze every aspect of the policy before you sign on dotted lines.
While shopping around for insurance companies try and get in touch with as many of them as possible. Talking to several insurance companies helps in making the right choice. You should talk to their individual company representatives and tell them what exactly your insurance needs are. These professionals will then give you expert advice on aspects such as the kind of charge that the company may want you to pay in order to cover you. While talking to these company representatives you should also remember that these are sales people who are making their living selling insurance polices. It is you who has to make a prudent decision after hearing the sales pitch of several insurance companies.
Doing a little bit of research always helps in choosing the right insurance policy. You should go through the history records of the particular insurance company that you intend to choose. You can find important information such as whether a particular insurance company has a record of refusing to pay claims or if a certain company charges any type of special loadings on premium. All this information will come in really handy and help you in choosing the right type of insurance coverage, whether it is life insurance or any other type of insurance such as auto insurance.
You should remember that the state governments are responsible for regulating American insurance companies. You can always go through the online sources of the state governments and find out more about these regulations. In case of employees they can always get in touch with employers to find out more in detail about the various group insurance schemes that are on offer. One person who can help you out immensely will be an experienced insurance agent. Whether it is cheap car insurance that you are looking for you or rental insurance that you need insurance agent will have comprehensive information. Getting as much information as possible from different sources is the key to choosing the right insurance policy ideally suited to your needs.
The general purpose of any insurance policy is to provide protection to the economic value of assets in case of any uncertain event. Whether it is life insurance or auto insurance the basic principle on which it works remains more or less the same. For instance, if you have taken a car insurance policy then it will safeguard you in the form of any damages that you can claim if your car were to meet with an unfortunate accident. Similarly a medical insurance policy can come in really handy helping the policy holder to meet out expensive medical treatment at some point in time, in case of any unfortunate illness. Since insurance protects you against financial ruins you should always choose your insurer and plan with utmost care. This is of vital importance since you never know when something like a health insurance policy will come to your rescue.
This being the case you should carefully consider several aspects before you decide on a insurance policy. The purpose of your taking an insurance policy will of course dictate your choice to a lot of extent. For instance the needs of someone going in for a home insurance will be different from that of someone who wants life insurance coverage and so on and so forth. Similarly a person who often travels abroad may be in need of travel insurance while a businessperson may need to avail business insurance. Whatever may be the case whether it is a house insurance policy or even dental insurance that you are looking at; you need to carefully analyze every aspect of the policy before you sign on dotted lines.
While shopping around for insurance companies try and get in touch with as many of them as possible. Talking to several insurance companies helps in making the right choice. You should talk to their individual company representatives and tell them what exactly your insurance needs are. These professionals will then give you expert advice on aspects such as the kind of charge that the company may want you to pay in order to cover you. While talking to these company representatives you should also remember that these are sales people who are making their living selling insurance polices. It is you who has to make a prudent decision after hearing the sales pitch of several insurance companies.
Doing a little bit of research always helps in choosing the right insurance policy. You should go through the history records of the particular insurance company that you intend to choose. You can find important information such as whether a particular insurance company has a record of refusing to pay claims or if a certain company charges any type of special loadings on premium. All this information will come in really handy and help you in choosing the right type of insurance coverage, whether it is life insurance or any other type of insurance such as auto insurance.
You should remember that the state governments are responsible for regulating American insurance companies. You can always go through the online sources of the state governments and find out more about these regulations. In case of employees they can always get in touch with employers to find out more in detail about the various group insurance schemes that are on offer. One person who can help you out immensely will be an experienced insurance agent. Whether it is cheap car insurance that you are looking for you or rental insurance that you need insurance agent will have comprehensive information. Getting as much information as possible from different sources is the key to choosing the right insurance policy ideally suited to your needs.
cheryl cole
Cheryl Cole Tweedy
Welcome To Unofficial Cheryl Tweedy
Cheryl Cole, née Tweedy is an English singer and member of the girl group Girls Aloud.
She was born on the 30th of June 1983 in Newcastle-upon-Tyne.
At the age of 6, Cheryl Tweedy won the childrens "World Star Of Future Modelling" competition. She also other competitions held by Boots, and Mothercare. Cheryl Tweedy was also voted "Best Looking Girl of Newcastle" and "Most Attractive Girl" at the Metro Centre. She also appeared in 2 British Gas adverts as well as adverts for SCS and for Eldon Square.At the age of 16 Cheryl Tweedy auditioned for the Royal Ballet Summer School in London, where she beat over 9,000 others to secure a place. She performed on Tyne Tees Television "Gimme 5" show where she was looking for sponsors to get into the Royal Ballet School.Despite securing a place at the Royal Ballet School and getting distinctions for her dancing, Cheryl Tweedy wanted to sing. By the age of 13 Cheryl performed many gigs.
Cheryl Tweedy was working as a waitress when she decided to audition for ITV1's "Popstars: The Rivals". At her first audition, Cheryl sang S Club 7's "Have You Ever". She got the thumbs up from all three judges to go through to the next round of auditions to be held in London.
Welcome To Unofficial Cheryl Tweedy
Cheryl Cole, née Tweedy is an English singer and member of the girl group Girls Aloud.
She was born on the 30th of June 1983 in Newcastle-upon-Tyne.
At the age of 6, Cheryl Tweedy won the childrens "World Star Of Future Modelling" competition. She also other competitions held by Boots, and Mothercare. Cheryl Tweedy was also voted "Best Looking Girl of Newcastle" and "Most Attractive Girl" at the Metro Centre. She also appeared in 2 British Gas adverts as well as adverts for SCS and for Eldon Square.At the age of 16 Cheryl Tweedy auditioned for the Royal Ballet Summer School in London, where she beat over 9,000 others to secure a place. She performed on Tyne Tees Television "Gimme 5" show where she was looking for sponsors to get into the Royal Ballet School.Despite securing a place at the Royal Ballet School and getting distinctions for her dancing, Cheryl Tweedy wanted to sing. By the age of 13 Cheryl performed many gigs.
Cheryl Tweedy was working as a waitress when she decided to audition for ITV1's "Popstars: The Rivals". At her first audition, Cheryl sang S Club 7's "Have You Ever". She got the thumbs up from all three judges to go through to the next round of auditions to be held in London.
Tuesday, October 30, 2007
Characteristics of ur Birth month
Characteristics of Your Birth Month
JANUARY
*Ambitious and serious *Loves to teach and be taught *Always looking at people's flaws and weaknesses *Likes to criticise *Hardworking and productive *Smart, neat and organised *Sensitive and has deep thoughts *Knows how to make others happy *Quiet unless excited or tensed *Rather reserved *Highly attentive *Resistant to illnesses but prone to colds *Romantic but has difficulties expressing love *Loves children *Homely person *Loyal *Needs to improve social abilities *Easily jealous
FEBRUARY
*Abstract thoughts *Loves reality and abstract *Intelligent and clever *Changing personality *Temperamental *Quiet, shy and humble *Low self esteem *Honest and loyal *Determined to reach goals
*Loves freedom *Rebellious when restricted *Loves aggressiveness *Too sensitive and easily hurt *Showing anger easily *Dislike unnecessary things *Loves making friends but rarely shows it *Daring and stubborn *Ambitious *Realising dreams and hopes *Sharp *Loves entertainment and leisure *Romantic on the inside not outside *Supersticious and ludicrous *Spendthrift *Learns to show emotions
MARCH
*Attractive personality *Affectionate *Shy and reserved *Secretive *Naturally honest, generous and sympathetic *Loves peace and serenity *Sensitive to others *Loves to serve others *Not easily angered *Trustworthy *Appreciative and returns kindness *Observant and assess others *Revengeful *Loves to dream and fantasize *Loves travelling *Loves attention *Hasty decisions in choosing partners *Loves home decors *Musically talented *Loves special things *Moody
APRIL
*Active and dynamic *Decisive and haste but tends to regret *Attractive and affectionate to oneself *Strong mentality *Loves attention *Diplomatic *Consoling *Friendly and solves people's problems *Brave and fearless *Adventurous *Loving and caring *Suave and generous *Emotional *Revengeful *Agressive *Hasty *Good memory *Moving *Motivate oneself and the others *Sickness usually of the head and chest *Easily get too jealous
MAY
*Stubborn and hard-hearted *Strong-willed and highly motivated *Sharp thoughts *Easily angered *Attracts others and loves attention *Deep feelings *Beautiful physically and mentally *Firm standpoint *Easily influenced *Needs no motivation *Easily consoled *Systematic (left brain) *Loves to dream *Strong clairvoyance *Understanding *Sickness usually in the ear and neck *Good imagination *Good debating skills *Good physique *Weak breathing *Loves literature and the arts *Loves travelling *Dislike being at home *Restless *Hardworking *High spirited *Spendthrift
JUNE
*Thinks far with vision *Easily influenced by kindness *Polite and soft-spoken *Having lots of ideas *Sensitive *Active mind *Hesitating *Tends to delay *Choosy and always wants the best *Temperamental *Funny and humorous *Loves to joke *Good debating skills *Talkative *Daydreamer *Friendly *Knows how to make friends *Abiding *Able to show character *Easily hurt *Prone to getting colds *Loves to dress up *Easily bored *Fussy *Seldom show emotions *Takes time to recover when hurt *Brand conscious *Executive *Stubborn *Those who love me are enemies *Those who hate me are friends
JULY
*Fun to be with *Secretive *Difficult to fathom and to be understood *Quiet unless excited or tensed *Takes pride in oneself *Has reputation *Easily consoled *Honest *Concern about people's feelings *Tactful *Friendly *Approachable *Very emotional *Tempramental and unpredictable *Moody and easily hurt *Witty and sarcy *Sentimental *Not revengeful *Forgiving but never forgets *Dislike nonsensible and unnecessary things *Guides others physically and mentally *Sensitive and forms impressions carefully *Caring and loving *Treats others equally *Strong sense of sympathy *Wary and sharp *Judge people through observations *Hardworking *No difficulties in studying *Loves to be alone *Always broods about the past and the old friends *Likes to be quiet *Homely person *Waits for friends *Never looks for friends *Not aggressive unless provoked *Prone to having stomach and dieting problems *Loves to be loved *Easily hurt but takes long to recover *Overly concerned *Puts in effort in work
AUGUST
*Loves to joke *Attractive *Suave and caring *Brave and fearless *Firm and has leadership qualities *Knows how to console others *Too generous and egoistic *Take high pride of oneself *Thirsty for praises *Extraodinary spirit *Easily angered *Angry when provoked *Easily jealous *Observant *Careful and cautious *Thinks quickly *Independent thoughts *Loves to lead and to be led *Loves to dream *Talented in the arts, music and defence *Sensitive but not petty *Poor resistance against illnesses *Learns to relax *Hasty and rushy *Romantic *Loving and caring *Loves to make friends
SEPTEMBER
*Suave and compromising *Careful, cautious and organised *Likes to point out people's mistakes *Likes to criticize *Quiet but able to talk well *Calm and cool *Kind and sympathetic *Concerned and detailed *Trustworthy, loyal and honest *Does work well *Sensitive *Thinking *Good memory *Clever and knowledgeable *Loves to look for information *Must control oneself when criticising *Able to motivate oneself *Understanding *Secretive *Loves sports, leisure and travelling *Hardly shows emotions *Tends to bottle up feelings *Choosy especially in relationships *Loves wide things *Systematic OCTOBER
*Loves to chat *Loves those who loves him *Loves to takes things at the centre *Attractive and suave *Inner and physical beauty *Does not lie or pretend *Sympathetic *Treats friends importantly *Always making friends *Easily hurt but recovers easily *Bad tempered *Selfish *Seldom helps unless asked *Daydreamer *Very opinionated *Does not care of what others think *Emotional *Decisive *Strong clairvoyance *Loves to travel, the arts and literature *Soft-spoken, loving and caring *Romantic *Touchy and easily jealous *Concerned *Loves outdoors *Just and fair *Spendthrift and easily influenced *Easily lose confidence
NOVEMBER
*Has a lot of ideas *Difficult to fathom *Thinks forward *Unique and brilliant *Extraodinary ideas *Sharp thinking *Fine and strong clairvoyance *Can become good doctors *Careful and cautious *Dynamic in personality *Secretive *Inquisitive *Knows how to dig secrets *Always thinking *Less talkative but amiable *Brave and generous *Patient *Stubborn and hard-hearted *If there is a will, there is a way *Determined *Never give up *Hardly become angry unless provoked *Loves to be alone *Thinks differently from others *Sharp-minded *Motivates oneself *Does not appreciate praises *High-spirited *Well-built and tough *Deep love and emotions *Romantic *Uncertain in relationships *Homely *Hardworking *High abilities *Trustworhty *Honest and keeps secrets *Not able to control emotions *Unpredictable
DECEMBER
*Loyal and generous *Patriotic *Active in games and interactions *Impatient and hasty *Ambitious *Influential in organisations *Fun to be with *Loves to socialise *Loves praises *Loves attention *Loves to be loved *Honest and trustworthy *Not pretending *Short tempered *Changing personality *Not egoistic *Takes high pride in oneself *Hates restrictions *Loves to joke *Good sense of humor *Logical
JANUARY
*Ambitious and serious *Loves to teach and be taught *Always looking at people's flaws and weaknesses *Likes to criticise *Hardworking and productive *Smart, neat and organised *Sensitive and has deep thoughts *Knows how to make others happy *Quiet unless excited or tensed *Rather reserved *Highly attentive *Resistant to illnesses but prone to colds *Romantic but has difficulties expressing love *Loves children *Homely person *Loyal *Needs to improve social abilities *Easily jealous
FEBRUARY
*Abstract thoughts *Loves reality and abstract *Intelligent and clever *Changing personality *Temperamental *Quiet, shy and humble *Low self esteem *Honest and loyal *Determined to reach goals
*Loves freedom *Rebellious when restricted *Loves aggressiveness *Too sensitive and easily hurt *Showing anger easily *Dislike unnecessary things *Loves making friends but rarely shows it *Daring and stubborn *Ambitious *Realising dreams and hopes *Sharp *Loves entertainment and leisure *Romantic on the inside not outside *Supersticious and ludicrous *Spendthrift *Learns to show emotions
MARCH
*Attractive personality *Affectionate *Shy and reserved *Secretive *Naturally honest, generous and sympathetic *Loves peace and serenity *Sensitive to others *Loves to serve others *Not easily angered *Trustworthy *Appreciative and returns kindness *Observant and assess others *Revengeful *Loves to dream and fantasize *Loves travelling *Loves attention *Hasty decisions in choosing partners *Loves home decors *Musically talented *Loves special things *Moody
APRIL
*Active and dynamic *Decisive and haste but tends to regret *Attractive and affectionate to oneself *Strong mentality *Loves attention *Diplomatic *Consoling *Friendly and solves people's problems *Brave and fearless *Adventurous *Loving and caring *Suave and generous *Emotional *Revengeful *Agressive *Hasty *Good memory *Moving *Motivate oneself and the others *Sickness usually of the head and chest *Easily get too jealous
MAY
*Stubborn and hard-hearted *Strong-willed and highly motivated *Sharp thoughts *Easily angered *Attracts others and loves attention *Deep feelings *Beautiful physically and mentally *Firm standpoint *Easily influenced *Needs no motivation *Easily consoled *Systematic (left brain) *Loves to dream *Strong clairvoyance *Understanding *Sickness usually in the ear and neck *Good imagination *Good debating skills *Good physique *Weak breathing *Loves literature and the arts *Loves travelling *Dislike being at home *Restless *Hardworking *High spirited *Spendthrift
JUNE
*Thinks far with vision *Easily influenced by kindness *Polite and soft-spoken *Having lots of ideas *Sensitive *Active mind *Hesitating *Tends to delay *Choosy and always wants the best *Temperamental *Funny and humorous *Loves to joke *Good debating skills *Talkative *Daydreamer *Friendly *Knows how to make friends *Abiding *Able to show character *Easily hurt *Prone to getting colds *Loves to dress up *Easily bored *Fussy *Seldom show emotions *Takes time to recover when hurt *Brand conscious *Executive *Stubborn *Those who love me are enemies *Those who hate me are friends
JULY
*Fun to be with *Secretive *Difficult to fathom and to be understood *Quiet unless excited or tensed *Takes pride in oneself *Has reputation *Easily consoled *Honest *Concern about people's feelings *Tactful *Friendly *Approachable *Very emotional *Tempramental and unpredictable *Moody and easily hurt *Witty and sarcy *Sentimental *Not revengeful *Forgiving but never forgets *Dislike nonsensible and unnecessary things *Guides others physically and mentally *Sensitive and forms impressions carefully *Caring and loving *Treats others equally *Strong sense of sympathy *Wary and sharp *Judge people through observations *Hardworking *No difficulties in studying *Loves to be alone *Always broods about the past and the old friends *Likes to be quiet *Homely person *Waits for friends *Never looks for friends *Not aggressive unless provoked *Prone to having stomach and dieting problems *Loves to be loved *Easily hurt but takes long to recover *Overly concerned *Puts in effort in work
AUGUST
*Loves to joke *Attractive *Suave and caring *Brave and fearless *Firm and has leadership qualities *Knows how to console others *Too generous and egoistic *Take high pride of oneself *Thirsty for praises *Extraodinary spirit *Easily angered *Angry when provoked *Easily jealous *Observant *Careful and cautious *Thinks quickly *Independent thoughts *Loves to lead and to be led *Loves to dream *Talented in the arts, music and defence *Sensitive but not petty *Poor resistance against illnesses *Learns to relax *Hasty and rushy *Romantic *Loving and caring *Loves to make friends
SEPTEMBER
*Suave and compromising *Careful, cautious and organised *Likes to point out people's mistakes *Likes to criticize *Quiet but able to talk well *Calm and cool *Kind and sympathetic *Concerned and detailed *Trustworthy, loyal and honest *Does work well *Sensitive *Thinking *Good memory *Clever and knowledgeable *Loves to look for information *Must control oneself when criticising *Able to motivate oneself *Understanding *Secretive *Loves sports, leisure and travelling *Hardly shows emotions *Tends to bottle up feelings *Choosy especially in relationships *Loves wide things *Systematic OCTOBER
*Loves to chat *Loves those who loves him *Loves to takes things at the centre *Attractive and suave *Inner and physical beauty *Does not lie or pretend *Sympathetic *Treats friends importantly *Always making friends *Easily hurt but recovers easily *Bad tempered *Selfish *Seldom helps unless asked *Daydreamer *Very opinionated *Does not care of what others think *Emotional *Decisive *Strong clairvoyance *Loves to travel, the arts and literature *Soft-spoken, loving and caring *Romantic *Touchy and easily jealous *Concerned *Loves outdoors *Just and fair *Spendthrift and easily influenced *Easily lose confidence
NOVEMBER
*Has a lot of ideas *Difficult to fathom *Thinks forward *Unique and brilliant *Extraodinary ideas *Sharp thinking *Fine and strong clairvoyance *Can become good doctors *Careful and cautious *Dynamic in personality *Secretive *Inquisitive *Knows how to dig secrets *Always thinking *Less talkative but amiable *Brave and generous *Patient *Stubborn and hard-hearted *If there is a will, there is a way *Determined *Never give up *Hardly become angry unless provoked *Loves to be alone *Thinks differently from others *Sharp-minded *Motivates oneself *Does not appreciate praises *High-spirited *Well-built and tough *Deep love and emotions *Romantic *Uncertain in relationships *Homely *Hardworking *High abilities *Trustworhty *Honest and keeps secrets *Not able to control emotions *Unpredictable
DECEMBER
*Loyal and generous *Patriotic *Active in games and interactions *Impatient and hasty *Ambitious *Influential in organisations *Fun to be with *Loves to socialise *Loves praises *Loves attention *Loves to be loved *Honest and trustworthy *Not pretending *Short tempered *Changing personality *Not egoistic *Takes high pride in oneself *Hates restrictions *Loves to joke *Good sense of humor *Logical
Good Quotes
10 Merry Accounts of the Experience of Marriage:
1. Getting married is very much like going to a restaurant with friends. You order what you want, then when you see what the other person has, you wish you had ordered that.
2. At the cocktail party, one woman said to another, "Aren't you wearing your wedding ring on the wrong finger. The other replied, "Yes I am, I married the wrong man."
3. After a quarrel, a husband said to his wife, "You know, I was a fool when I married you." She replied, "Yes, dear, but I was in love and didn't notice."
4. A lady inserted an 'ad' in the classifieds: "Husband wanted. "Next day she received a hundred letters. They all said the same thing: "You can have mine."
5. A little boy asked his father, "Daddy, how much does it cost to get married?" And the father replied, "I don't know son, I'm still paying."
6. Marriage is the triumph of imagination over intelligence. Second marriage is the triumph of hope over experience.
7. If you want your spouse to listen and pay strict attention to every word you say, talk in your sleep.
8. First guy (proudly): "My wife's an angel!" Second guy: "You're lucky, mine's still alive."
9. How do you scare a man? Sneak up behind him and start throwing rice.
10. What makes men chase women they have no intention of marrying? The same urge that makes dogs chase cars they have no intention of driving. -------------------- Today's Extra -------------------- "Internet is so big, so powerful and pointless that for some people it is a complete substitute for life." "Love is like a card trick — once you learn how it's done, you can't be fooled any longer." "Do not insult the mother alligator until after you have crossed the river."
1. Getting married is very much like going to a restaurant with friends. You order what you want, then when you see what the other person has, you wish you had ordered that.
2. At the cocktail party, one woman said to another, "Aren't you wearing your wedding ring on the wrong finger. The other replied, "Yes I am, I married the wrong man."
3. After a quarrel, a husband said to his wife, "You know, I was a fool when I married you." She replied, "Yes, dear, but I was in love and didn't notice."
4. A lady inserted an 'ad' in the classifieds: "Husband wanted. "Next day she received a hundred letters. They all said the same thing: "You can have mine."
5. A little boy asked his father, "Daddy, how much does it cost to get married?" And the father replied, "I don't know son, I'm still paying."
6. Marriage is the triumph of imagination over intelligence. Second marriage is the triumph of hope over experience.
7. If you want your spouse to listen and pay strict attention to every word you say, talk in your sleep.
8. First guy (proudly): "My wife's an angel!" Second guy: "You're lucky, mine's still alive."
9. How do you scare a man? Sneak up behind him and start throwing rice.
10. What makes men chase women they have no intention of marrying? The same urge that makes dogs chase cars they have no intention of driving. -------------------- Today's Extra -------------------- "Internet is so big, so powerful and pointless that for some people it is a complete substitute for life." "Love is like a card trick — once you learn how it's done, you can't be fooled any longer." "Do not insult the mother alligator until after you have crossed the river."
Brain Exercise
Exercise of the brain is as important as exercise of the muscles. As we grow older, it's important that we keep mentally alert. The saying: "If you don't use it, you will lose it" also applies to the brain, so.........Below is a very private way to gauge your loss or non-loss of intelligence. So take the following test presented here and determine if you are losing it or are still a MENSA candidate.1. What do you put in a toaster? The answer is bread. If you said "toast", then give up now and go do something else. Try not
to hurt yourself. If you said "bread", go to question 2.2. Say "silk" five times. Now spell "silk". What do cows drink? Cows drink water. If you said "milk", please do not attempt the next question. Your brain is
obviously overstressed and may even overheat. It may be that you need to content yourself
with reading something more appropriate such as "Children's World". If you said, "water" then
proceed to question 3.3. If a red house is made from red bricks and a blue house is made from blue bricks and a pink
house is made from pink bricks and a black house is made from black bricks, what is a
greenhouse made from? Greenhouses are made from glass. If you said "green bricks", what the heck are you still doing
here reading these questions????? Dang.... If you said "glass", then go on to question 4.4. Twenty years ago, a plane is flying at 20,000 feet over Germany. If you will recall, Germany
at the time was politically divided into West Germany and East Germany. Anyway, during the flight, TWO of the engines fail. The pilot, realizing that the last remaining engine is also
failing, decides on a crash landing procedure. Unfortunately the engine fails before he has time and the plane crashes smack in the middle of "no man's land" between East Germany and
West Germany. Where would you bury the survivors - East Germany or West Germany or in
"no man's land"?
You don't, of course, bury survivors. If you said ANYTHING else, you are a real dunce and
you must NEVER try to rescue anyone from a plane crash. Your efforts would not be
appreciated. If you said, "Don't bury the survivors" then proceed to the next question.5. If the hour hand on a clock moves 1/60th of a degree every minute then how many degrees
will the hour hand move in one hour? One degree. If you said "360 degrees" or anything other than "one degree", you are to be
congratulated on getting this far, but you are obviously out of your league. Turn your pencil in and exit the room. Everyone else proceed to the final question.6. Without using a calculator - You are driving a bus from London to Milford Haven in Wales. In
London, 17 people get on the bus. In Reading, six people get off the bus and nine people get
on. In Swindon, two people get off and four get on. In Cardiff, 11 people get off and 16 people
get on. In Swansea, three people get off and five people get on. In Carmathen, six people get off
and three get on. You then arrive at Milford Haven. What was the name of the bus driver? Oh, for heaven sake! It was YOU. Read the first line!!!
to hurt yourself. If you said "bread", go to question 2.2. Say "silk" five times. Now spell "silk". What do cows drink? Cows drink water. If you said "milk", please do not attempt the next question. Your brain is
obviously overstressed and may even overheat. It may be that you need to content yourself
with reading something more appropriate such as "Children's World". If you said, "water" then
proceed to question 3.3. If a red house is made from red bricks and a blue house is made from blue bricks and a pink
house is made from pink bricks and a black house is made from black bricks, what is a
greenhouse made from? Greenhouses are made from glass. If you said "green bricks", what the heck are you still doing
here reading these questions????? Dang.... If you said "glass", then go on to question 4.4. Twenty years ago, a plane is flying at 20,000 feet over Germany. If you will recall, Germany
at the time was politically divided into West Germany and East Germany. Anyway, during the flight, TWO of the engines fail. The pilot, realizing that the last remaining engine is also
failing, decides on a crash landing procedure. Unfortunately the engine fails before he has time and the plane crashes smack in the middle of "no man's land" between East Germany and
West Germany. Where would you bury the survivors - East Germany or West Germany or in
"no man's land"?
You don't, of course, bury survivors. If you said ANYTHING else, you are a real dunce and
you must NEVER try to rescue anyone from a plane crash. Your efforts would not be
appreciated. If you said, "Don't bury the survivors" then proceed to the next question.5. If the hour hand on a clock moves 1/60th of a degree every minute then how many degrees
will the hour hand move in one hour? One degree. If you said "360 degrees" or anything other than "one degree", you are to be
congratulated on getting this far, but you are obviously out of your league. Turn your pencil in and exit the room. Everyone else proceed to the final question.6. Without using a calculator - You are driving a bus from London to Milford Haven in Wales. In
London, 17 people get on the bus. In Reading, six people get off the bus and nine people get
on. In Swindon, two people get off and four get on. In Cardiff, 11 people get off and 16 people
get on. In Swansea, three people get off and five people get on. In Carmathen, six people get off
and three get on. You then arrive at Milford Haven. What was the name of the bus driver? Oh, for heaven sake! It was YOU. Read the first line!!!
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